Catalytic™ Risk Managers & Insurance Agency, LLC (“Catalytic”) is one of the leading underwriters of property catastrophe insurance products in the United States. Specializing in commercial Earthquake, Wind, All Perils, Terrorism and Builders Risk insurance, Catalytic is one of the fastest growing underwriting managers in the property cat industry. Today, the Company can offer per risk limits for Earthquake of up to $125 Million and up to $75 Million for Wind risks, making Catalytic one of the top capacity providers in the marketplace.
Catalytic was formed in 2013 when two well-regarded underwriting managers, San Diego based Align General founded in 2003 and Los Angeles based Western RE Managers that began operating in 1971, merged their property catastrophe businesses. With offices in San Diego, CA, Chicago, IL, Denver, CO, Los Angeles, CA and Nashville, TN, Catalytic underwrites on behalf of multiple domestic insurance companies and more than thirty Syndicates at Lloyd’s of London. Since inception, Catalytic has achieved a 7-Year CAGR of 18.2%.
Catalytic has developed advanced technological capabilities delivering its carriers a profitable, pre-defined, well-underwritten and highly optimized portfolio of uncorrelated Earthquake and Wind business. Utilizing both AIR and RMS, we deploy a sensible amount of per risk limit on each carrier’s behalf and understand the limitations of current industry models, whether for core catastrophe exposures or for flood and other coverages. We build cat-exposed property portfolios that perform well in a real-world event, not just in a modeled scenario.
Our multi-carrier capacity model allows Catalytic to optimally utilize capacity and manage PML in a property catastrophe portfolio in order to meet the specific return scenarios of our carrier partners. By leveraging this “controlled tower” approach to offering more significant risk limit means that we are one of very few industry providers that delivers a single point-of-service proposition for wholesale brokerage customers seeking to efficiently control entire risk placements with one partner. In a rapidly changing insurance marketplace, Catalytic is an established and stable provider of significant capacity to the wholesale brokerage community.